Agribusiness Credit Analyst

Fresno, CA | Direct Hire

Post Date: 07/23/17 Job ID: 16101701-FS Industry or Function: Banking Compensation: $60,000 to $100,000

Job Duties:

  • Conducts detailed, independent financial and collateral analysis on credit requests. Evaluates business plans, projections, operating records, and financial statements. Evaluates all types of collateral in relation to feasibility of transaction, market/industry conditions and loan structure. Supports conclusions based on factual data. Effectively communicates information and analytical results to stakeholders.
  • In collaboration with the relationship manager identify risks/mitigants of loan structure and participates in discussions with credit risk as required.
  • Identifies risks associated with each loan and mitigations to risks. Generates and recommends risk ratings.
  • Interprets and applies Bank policies, governmental regulations, and accounting theory.
  • Prepares reports and analyses in areas such as budgets, forecasts, financial plans, governmental requirements, statistical reports, cash flow projections, and business forecasts.
  • Performs industry research in various market areas to support transaction.

Job Duties:
• Conducts detailed, independent financial and collateral analysis on credit requests. Evaluates business plans, projections, operating records, and financial statements. Evaluates all types of collateral in relation to feasibility of transaction, market/industry conditions and loan structure. Supports conclusions based on factual data. Effectively communicates information and analytical results to stakeholders.
• In collaboration with the relationship manager identify risks/mitigants of loan structure and participates in discussions with credit risk as required.
• Identifies risks associated with each loan and mitigations to risks. Generates and recommends risk ratings.
• Interprets and applies Bank policies, governmental regulations, and accounting theory.
• Prepares reports and analyses in areas such as budgets, forecasts, financial plans, governmental requirements, statistical reports, cash flow projections, and business forecasts.
• Performs industry research in various market areas to support transaction.
Salary Range:
• $60,000 to $100,000

Benefits:
• Comprehensive Benefit package

Job Requirements:
• Undergraduate degree in Business, Accounting, Economics or related field preferred with 3+ years related accounting or financial statement analysis/lending experience; OR an equivalent combination of education and experience required. Agribusiness credit underwriting experience.
• Experience in financial and collateral analysis of moderately complex credit requests required.
• Adept at utilizing financial software programs and other databases integral to compiling financial and collateral analysis spreads.
• Proficient with: MS Word, MS Excel, MS Outlook, and Internet
• Must be able to travel throughout bank’s footprint to perform required duties (less than 25%) Participates on client calls and/or client relationships with relationship managers as assigned.

 

Educational Requirements:
• Undergraduate degree in Business, Accounting, Economics or related field

FOR OTHER OPPORTUNITIES AND TO REGISTER WITH TRISTAFF, PLEASE VISIT OUR WEBSITE AT www.tristaff.com

Michael Wilson
Director of Commercial Banking

I joined the TriStaff Group in November 2014 as the new Division Director of Banking when I relocated back to San Diego from Ontario, CA. I was hired to promote and expand the new Banking Division at TriStaff Group. Before joining the TriStaff team, I spent 10 years as Vice President, Talent Acquisition Manager for Citizens Business Bank in Ontario, CA, where I was responsible for all recruitment efforts of the bank. My Team and I focus on recruiting top-talent primarily in the Commercial Banking space for banks throughout California and nationwide. We specialize in placing Relationship Managers, Business Development Officers, Portfolio Managers, Business Bankers, Commercial Underwriters, Credit Analysts, Compliance & Risk Officers, Operations Managers, Regional Managers, Center Managers and Executive level professionals. We have placed many candidates with some of the top-rated banks in California and the nation. I’m excited to have the opportunity to build a Banking Division at TriStaff Group and to further promote the excellent reputation that TriStaff Group has in the market-place. I enjoy partnering with my clients to find top-talent to assist them in achieving their company goals, as well as helping a candidate enhance their career. I’m passionate about recruiting and building long-term relationships with clients and candidates. I was raised in Chula Vista where I attended Chula Vista High, Southwestern Junior College and San Diego State University. No matter where I have lived, I have always remained a loyal fan of the Chargers, Padres and Aztecs. I enjoy following the local sports teams, football, collecting sports memorabilia & art, gardening, traveling and enjoying the company of my pets.
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