Credit Officer

Fresno, CA | Direct Hire

Post Date: 09/22/17 Job ID: 16062001-FS Industry or Function: Banking Compensation: $ 75,000 to $100,000 per year

JOB DESCRIPTION: The Credit Officer will determine if a credit package is sufficiently complete to initiate work, utilize financial statements and/or tax returns to prepare statement spreadsheets, analyze cash flows, and prepare of the written credit request (Report of Credit Extended-RCE).
Job Duties:
• Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job.
• Provide, present and promote customer service to all external and internal customers.
• Review all credit files for CMD pursuant to submitted requests for completeness.
• Spread financial statements and/or tax returns using Moody’s statement analyzer.
• Use Excel or other spread sheet programs to complete personal cash flows from tax returns, personal financial statements, credit reports, and other financial information.
• Discuss credit requests and financial information with Center and Department personnel.
• Must develop the ability to prepare accurate, clear, and concise preliminary analysis of financial information presented and formulate questions for review by Credit Administrators.
• Provide high level administrative support to the Credit Management Department on an as needed basis under the direction of either the Chief Credit Officer or the Deputy Chief Credit Officer.
• Other duties may be assigned.
Salary Range and Bonus Potential:
• $ 75,000 to $100,000 per year

• Comprehensive package


Job Requirements:
• 3-5 years commercial underwriting experience and/or training; or equivalent combination of education and experience.
• Commercial Banking experience (C&I, CRE, Lines of Credit, Equipment Financing).
• Specific college-level courses in Accounting are considered necessary to the job, including Introductory Accounting and Intermediate Accounting coursework. Good understanding of basic accounting concepts.
• Excellent verbal and written communication skills.

Educational Requirements:
• Bachelor’s degree in Finance, Accounting or Business

Michael Wilson
Director of Commercial Banking

I joined the TriStaff Group in November 2014 as the new Division Director of Banking when I relocated back to San Diego from Ontario, CA. I was hired to promote and expand the new Banking Division at TriStaff Group. Before joining the TriStaff team, I spent 10 years as Vice President, Talent Acquisition Manager for Citizens Business Bank in Ontario, CA, where I was responsible for all recruitment efforts of the bank. My Team and I focus on recruiting top-talent primarily in the Commercial Banking space for banks throughout California and nationwide. We specialize in placing Relationship Managers, Business Development Officers, Portfolio Managers, Business Bankers, Commercial Underwriters, Credit Analysts, Compliance & Risk Officers, Operations Managers, Regional Managers, Center Managers and Executive level professionals. We have placed many candidates with some of the top-rated banks in California and the nation. I’m excited to have the opportunity to build a Banking Division at TriStaff Group and to further promote the excellent reputation that TriStaff Group has in the market-place. I enjoy partnering with my clients to find top-talent to assist them in achieving their company goals, as well as helping a candidate enhance their career. I’m passionate about recruiting and building long-term relationships with clients and candidates. I was raised in Chula Vista where I attended Chula Vista High, Southwestern Junior College and San Diego State University. No matter where I have lived, I have always remained a loyal fan of the Chargers, Padres and Aztecs. I enjoy following the local sports teams, football, collecting sports memorabilia & art, gardening, traveling and enjoying the company of my pets.
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