San Luis Obispo, CA 93401

Posted: 07/13/20 Employment Type: Direct Hire Industry or Function: Banking Job Number: MW-1500 Compensation: $85,000 - $115,000 annual plus comprehensive benefit package

Job Description

Have you ever thought of working remotely? Do you have a Commercial Banking

background in Agribusiness? If so, this may be the position for you. A $20B regional commercial bank has an immediate need for an Agribusiness Portfolio Manager. 


The Sr. Portfolio Manager Ag loans will be responsible underwriting Ag loans and conducting risk management reviews and monitoring the accuracy of client portfolios to establish compliance with loan approval conditions. The incumbent in this position will demonstrate sound underwriting capacity, depth of experience in a wide variety of loan types and complexities, and the ability to manage a portfolio with limited supervision.                                        



Job Duties:

  • Responsible and accountable for credit underwriting and origination of new credits from existing and/or new customers to include renewals, modifications, and annual reviews. Make appropriate loan structure recommendations.
  • Order and/or perform property inspections and/or valuation updates on real estate collateral per Bank policy.
  • Monitor credit risk by periodically evaluating financial trends, credit bureau reports, pay habits, covenant compliance and other sources of information of the borrower and guarantor(s); report any adverse situations and make appropriate recommendations.
  • Collect updated borrower financial information in accordance with periodic reporting requirements and complete scheduled loan reviews.
  • Grade loans based on periodic review of financial or other information or data that may prompt a risk grade change.
  • Ensure, by working with the Relationship Managers and the Borrowers, that all correspondence and updated information is maintained in credit files (i.e. approvals, financials reporting and documentation related to renewals, modifications, forbearances and waivers, etc.).
  • Collaborate with Relationship Managers on the assigned loan portfolio. • Coordinate with Borrowers on payoffs, line of credit advances, loan draws, etc.
  • Authorizes approval up to a specific amount for new loans, renewals and modifications.
  • Responsible for performing all job functions with a sense of urgency and in a timely manner.
  • Maintain and cultivate an effective working relationship with Internal (loan production staff, branches, and credit administration) and External clients (borrowers, brokers, etc.).
  • Responsible for maintaining a positive and professional relationship with customers and business partners (which include third party lenders, attorneys and other external parties) by responding promptly for any and all requests in a responsive, consistent and accurate manner.


Job Requirements

Job Requirements:

  • Minimum 5 years of experience in the banking industry.
  • College degree is preferred.
  • Experience underwriting Agricultural loans.
  • 7 years of experience in portfolio management; depth of experience in a wide variety of loan types and complexities.
  • Relevant work experience in commercial lending function (commercial real estate, construction, small business lending, etc.) preferably within the banking industry.

Meet Your Recruiter

Michael Wilson
Director of Commercial Banking

I joined the TriStaff Group in November 2014 as the new Division Director of Banking when I relocated back to San Diego from Ontario, CA. I was hired to promote and expand the new Banking Division at TriStaff Group. Before joining the TriStaff team, I spent 10 years as Vice President, Talent Acquisition Manager for Citizens Business Bank in Ontario, CA, where I was responsible for all recruitment efforts of the bank. My Team and I focus on recruiting top-talent primarily in the Commercial Banking space for banks throughout California and nationwide. We specialize in placing Relationship Managers, Business Development Officers, Portfolio Managers, Business Bankers, Commercial Underwriters, Credit Analysts, Compliance & Risk Officers, Operations Managers, Regional Managers, Center Managers and Executive level professionals. We have placed many candidates with some of the top-rated banks in California and the nation. I’m excited to have the opportunity to build a Banking Division at TriStaff Group and to further promote the excellent reputation that TriStaff Group has in the market-place. I enjoy partnering with my clients to find top-talent to assist them in achieving their company goals, as well as helping a candidate enhance their career. I’m passionate about recruiting and building long-term relationships with clients and candidates. I was raised in Chula Vista where I attended Chula Vista High, Southwestern Junior College and San Diego State University. No matter where I have lived, I have always remained a loyal fan of the Chargers, Padres and Aztecs. I enjoy following the local sports teams, football, collecting sports memorabilia & art, gardening, traveling and enjoying the company of my pets.
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