Commercial Loan Portfolio Manager

San Bernardino, CA 92402 | Direct Hire

Post Date: 04/25/18 Job ID: 18010902-FS Industry or Function: Banking Compensation: $70,000 to $85,000 per year

JOB #: 18010902-FS

KEY WORDS: Banking, Credit, Underwriting, Loans, Portfolio, Commercial.

Monitors and analyzes the business loans assigned to proactively identify and effectively mitigate credit risks embedded; makes decision about whether to process new credits, modifications, workouts and other duties assigned to assure that the commercial loan portfolio is properly maintained and serviced.

Job Duties:
• Uses Service Standards in every work related interaction.
• Monitors/analyzes business loans, documentation and supporting data (financial statements, tax returns, etc.) to proactively identify risk factors such as cash flow and financial stability that may indicate potential problems with the loan.
• Spreads financial statements/tax returns to evaluate sales and income trends, financial health and repayment capacity.
• Identifies and communicates potential risk situations based on borrower’s financial picture and recommends corrective actions to management that may include mediation, renewal, putting on watch list or impairing the loan.
• Facilitates the process of new credits and modification and workouts of existing credits including but not limited to credit analysis, legal documentation and other third party services needed.
• Verifies/investigates collateral support, performs asset verification, and evaluates personal and business assets; performs annual site visits; coordinates/performs collection and recovery activity.
• Ensures that business loan policies, procedures, services, products and documentation meet federal and state regulations; ensures that loans conform to current business lending policies.
• Researches and resolves problems.
• Gathers, calculates and checks database to generate information relative to existing business loan and deposit balances, payment record and profitability.
• Maintains current knowledge of general economic conditions or changing trends that may affect the business loans.
• Maintains a working knowledge of BSA laws/regulations applicable to area of responsibility; complies with all BSA laws/regulations.
• Other duties as assigned to achieve the goals of the department.

Salary Range:
• $70,000 to $85,000 per year

• Comprehensive benefit package.


Job Requirements:
• Commercial lending and financial analysis
• Minimum of five years similar or related experience and training.
• Commercial Underwriting
• Portfolio Management
• Detailed and Analytical
• Excellent written and verbal skills

Educational Requirements:
• Bachelor’s degree in Business, Finance, or related major preferred


Michael Wilson
Director of Commercial Banking

I joined the TriStaff Group in November 2014 as the new Division Director of Banking when I relocated back to San Diego from Ontario, CA. I was hired to promote and expand the new Banking Division at TriStaff Group. Before joining the TriStaff team, I spent 10 years as Vice President, Talent Acquisition Manager for Citizens Business Bank in Ontario, CA, where I was responsible for all recruitment efforts of the bank. My Team and I focus on recruiting top-talent primarily in the Commercial Banking space for banks throughout California and nationwide. We specialize in placing Relationship Managers, Business Development Officers, Portfolio Managers, Business Bankers, Commercial Underwriters, Credit Analysts, Compliance & Risk Officers, Operations Managers, Regional Managers, Center Managers and Executive level professionals. We have placed many candidates with some of the top-rated banks in California and the nation. I’m excited to have the opportunity to build a Banking Division at TriStaff Group and to further promote the excellent reputation that TriStaff Group has in the market-place. I enjoy partnering with my clients to find top-talent to assist them in achieving their company goals, as well as helping a candidate enhance their career. I’m passionate about recruiting and building long-term relationships with clients and candidates. I was raised in Chula Vista where I attended Chula Vista High, Southwestern Junior College and San Diego State University. No matter where I have lived, I have always remained a loyal fan of the Chargers, Padres and Aztecs. I enjoy following the local sports teams, football, collecting sports memorabilia & art, gardening, traveling and enjoying the company of my pets.
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